Overview
Licensed cannabis businesses face the same risks as any business, like customer injuries, theft, fire and employee injuries, plus industry-specific ones like product liability and high-value inventory.
Because many standard insurance companies won't cover cannabis operations, finding the right policy can be difficult. Tell us about your operation and we'll let you know what we can place for you.
What's covered
- General liabilityCustomer and visitor injuries and property damage
- Product liabilityClaims that a product caused harm
- Property & inventoryYour location, equipment and inventory
- Workers' compensationRequired for your employees in California
- Employment practices (EPLI)Claims from employees or applicants
- Commercial umbrellaAdditional liability protection
Who it's for
Licensed California cannabis businesses. Tell us whether you operate in retail, delivery, distribution, manufacturing or cultivation, and we'll review your options.
State and local licensing for cannabis businesses may require proof of insurance, and landlords often have their own requirements. Send us what you've been asked for and we'll help you meet it.
Why work with Assan Insurance Agency
We've served Los Angeles businesses and property owners since 2000 from our office on Westwood Boulevard. You work directly with the owner, Kamran Lalehpour, in English or Farsi, and we review your coverage every year so it keeps up with your business.
Common questions
Can you insure a cannabis dispensary?
Contact us with details about your licensed business and location. Availability depends on the type of operation, and we'll let you know what we can place.
Why is cannabis insurance harder to find?
Many insurance companies don't cover cannabis businesses, so options are more limited than for other industries. Working with an agent who knows where to look saves time.
Do I need product liability coverage?
If you sell or make cannabis products, product liability is strongly recommended, since claims can arise even when a product is handled correctly.
Do I need workers' comp for my staff?
Yes. Like any California employer, cannabis businesses with employees must carry workers' compensation.