Overview
Salons and barbershops work up close with clients every day. That brings risks like slip-and-fall injuries, allergic reactions, chemical burns, cuts, and damage to expensive chairs, dryers and products.
We'll look at the services you offer, whether you have employees or booth renters, and what your lease requires, then put together coverage that fits your shop.
What's covered
- General liabilityClient and visitor injuries at your location
- Professional liabilityClaims that a service caused injury or damage
- Property & equipmentChairs, dryers, tools, furniture and products
- Business Owner's Package (BOP)Property and liability bundled for small shops
- Workers' compensationRequired for your employees in California
- Employment practices (EPLI)Claims from employees or applicants
Who it's for
Hair salons, barbershops, nail salons, spas, lash and brow studios, and other beauty and personal care businesses.
Renting chairs or booths to independent stylists? Their coverage and yours work differently. We'll help you set up the right requirements so everyone is protected.
Why work with Assan Insurance Agency
We've served Los Angeles businesses and property owners since 2000 from our office on Westwood Boulevard. You work directly with the owner, Kamran Lalehpour, in English or Farsi, and we review your coverage every year so it keeps up with your business.
Common questions
Do I need professional liability as well as general liability?
Usually, yes. General liability covers things like slip-and-fall injuries, while professional liability covers claims that a service you provided, like a color treatment or chemical service, caused harm.
Do booth renters need their own insurance?
Many salon owners require booth renters to carry their own liability coverage. We can help you decide what to require and help renters get covered.
Is workers' comp required for my stylists?
If they're your employees, yes. California requires workers' compensation for employees. Independent booth renters are generally handled differently, and we'll explain the difference.
Are my chairs and equipment covered?
Property coverage can include your chairs, dryers, tools and products. We'll make sure the limits match their value.